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Announced in september under the digital finance strategy and the retail payments strategy, the commission published pdf two proposals on the revision of psd2 on 28 june. it gazzetta ufficiale dell' unione europea l 337/ 35 direttiva ( ue) / 2366 del parlamento europeo e del consiglio del 25 novembre relativa ai servizi di pagamento nel mercato interno, che modifica le direttive / 65/ ce, / 110/ ce e / 36/ ue e il regolamento ( ue) n. within the eu, these are regulated through the revised payment services directive ( psd2), which sets rules for payment services, their providers and consumer protection. it facilitates innovation and competition in the eu retail payment market. psd2 also updates the telecom exemption by limiting it mainly to micro- payments for digital services. the proposed regulatory technical standards on strong customer authentication and secure communication are key to achieving the objective of the psd2 of enhancing consumer protection, promoting innovation and improving the security of payment services across pdf the european union.
it gives consumers more and better choice and introduces. 1093/, e abroga la direttiva / 64/ ce. testo the main objectives of the psd2 are ( i) to contribute to a psd2 testo pdf more integrated and efficient european payments market; ( ii) to further level the playing field for payment service providers by including new players; ( iii) to make payments safer and more secure; and ( iv) to enhance protection for european consumers and businesses. the revised payment services directive ( psd2, directive / 2366/ eu), proposed by the european commission in july psd2 became applicable on 13 january.
in addition, psd2 extends the scope to all currencies - not psd2 testo pdf just member states’ - and includes transactions with third countries when only one of the payment service providers is located within the european economic area testo ( " one- leg transactions" ).
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